In England, care home fees are assessed through a financial means test carried out by the local authority. This looks at a person’s income, savings, and assets, including property, to determine how much they are able to contribute towards their care.
If an individual’s assets are above the current threshold, they will usually be expected to fund their own care in full. If their assets fall below this level, they may be entitled to financial support from their local authority, which could cover part or all of the cost depending on their circumstances. For those with specific health needs, NHS funding may also be available.
Our team at Heathlands is always happy to explain the process in more detail and provide guidance on the options available for you or your loved one.